Getting The Lowest Mortgage Rates

Potential clients often come to me wanting the best possible rate not realizing the parameters for receiving the best possible rate.  The following infographic should help to understand...

Join Me Next Week!

I am happy to announce a presentation focused to help professionals in the real estate industry brought to you by Digital Docs and Forever Marketing, Smart Title and Settlement Service, Inc., and The Mortgage Firm.  This cutting edge hyper-focused event is being put on to showcase the next generation of real estate closing and post closing marketing. The union of these three companies works out in every Realtor’s favor because of the unique benefits each company provides.

·         Digital Closing Docs with Forever Marketing - Created by real estate professionals, for real estate professionals. Digital Closing Docs with Forever Marketing provides you with automatic effective contact with past clients and repeat business—just by closing with Smart Title & Settlement Service Inc.

·         Smart Title and Settlement Service Inc. - Title orders have a 24 to 48 hour turnaround time. Providing nationwide coverage requires them to adhere to the individual state guidelines therefore each state has a different time schedule. Smart Title and Settlement Services Inc. has a network of notary closers and attorneys available day, night, & weekends. They close and disburse accurately and timely.

·         The Mortgage Firm - Suzanne Morton - The Mortgage Firm takes great pride in the ability to offer the most complete selection of financial options available. They are a full service mortgage banker with an experienced, knowledgeable staff who will work closely with you offering you both guidance and support in recommending mortgage solutions that meet your financial situation.

The skill and experience these professionals bring to any real estate transaction will help you close deals and provide repeat business down the road. Please join us for the presentation on April 17^th, 2013 at Slainte Irish Pub in Boynton Beach, Florida at 9:30 am for the presentation.

10 Things That SQUASH Your Mortgage Application

10 things that could SQUASH your ability to get a mortgage...

1. Bouncing from job to job
2. You're a deadbeat paying child support or alimony
3. You continue to apply for credit
4. Closing a credit account
5. Borrowing money for the down payment
6. If buying a condo, current condo owners are in arrears on their association dues
7. Small loan amount
8. Outstanding collections
9. Too many hits on your credit score
10. Double "apping"

Confusing?  Contact us today...

Freddie Mac & Fannie Mae Changes

Because regulations change daily in our industry, it's critical that we share updates and insights with referral partners. As you may know, Freddie Mac and Fannie Mae recently announced changes to the short sale process. Beginning in June, servicers will be required to make decisions on short sales under new timelines. Additionally, if these timelines cannot be met, there are requirements on keeping borrowers updated on the process. The Mortgage Firm, Inc. and I appreciate our partnership and thank you for doing business with us. If you want to discuss in more detail about this change and its impact, or if there are any opportunities to do business together today, please contact me by phone at 561-336-3258 or email suzanne@themortgagefirm.com.